Business finance for ABN holdersBusiness purposes only · ABN required
Check your business finance options.
One application covers business loans, cash flow finance, equipment and business vehicles. It's run by our lending partner LoanOptions.ai.
Before you start
- You need an active ABN, and the finance must be mainly for business purposes
- Have your ABN, rough annual turnover, the amount and what it's for ready
- For equipment or vehicles, have the details and a quote or invoice handy
Not for personal finance. Finance for personal, household or domestic purposes isn't offered through Circlestone. If the money is for a personal car, a holiday, a home or other personal use, please don't apply here.
Not a standard case? New ABN, patchy trading history, an ATO arrangement, lumpy income or been knocked back elsewhere? Before you apply, send us an email. A real person reads it, and we'll look at your situation and point you to the right partner or option. No promises, but we'll try to find a path.
What you'll be asked
Lenders match on a handful of facts about the business. Having these ready makes the application quicker:
- How much you need and what it's for (the business purpose)
- Your ABN and how long it's been active
- Whether you're registered for GST
- Roughly what the business turns over each year
- For equipment or vehicles: what it is, new or used, dealer or private sale, and the price
- When you need the money
- Your credit history, and the directors' or owners' details and ID
- Business bank statements – often linked digitally rather than uploaded
The exact questions come from the LoanOptions.ai application and may differ.
Straight up: Circlestone is a referrer. We don't provide credit assistance or credit advice, and we don't assess whether a loan suits you – LoanOptions.ai and its lenders do that under their own licences, subject to their own criteria, fees and terms. We may receive a referral fee from LoanOptions.ai if your finance settles. Any fees are set by LoanOptions.ai or the lender and shown to you before you sign. See How we get paid.